Effective February 9, 2019

PLEASE READ THE FOLLOWING TERMS & CONDITIONS RELATING TO YOUR USE OF THIS WEBSITE AND ANY PRODUCTS OR SERVICES PROVIDED HEREUNDER CAREFULLY.  THE PRIVACY POLICY AND DISCLAIMERS FOUND ON THIS WEBSITE ARE INCORPORATED HEREIN BY REFERENCE. PLEASE READ PRIVACY POLICY AND DISCLAIMERS IN CONJUNCTION WITH THESE TERMS & CONDITIONS.  READING AND ACCEPTING THE TERMS & CONDITIONS, THE PRIVACY POLICY AND DISCLAIMER OF THIS WEBSITE ARE REQUIRED CONSIDERATIONS FOR THE WEBSITE GRANTING YOU THE RIGHT TO VISIT, READ AND INTERACT WITH IT.  ALL PERSONS ARE DENIED ACCESS TO THIS SITE UNLESS THEY READ AND ACCEPT THESE TERMS & CONDITIONS, OUR PRIVACY POLICY AND DISCLAIMERS.

BY VIEWING, VISITING, USING OR INTERACTING WITH THIS WEBSITE OR WITH ANY BANNER, POP-UP, OR ADVERTISING THAT MAY APPEAR ON THIS WEBSITE, YOU AGREE TO ALL THE PROVISIONS OF THESE TERMS & CONDITIONS POLICY AND  PRIVACY POLICY AND DISCLAIMERS FOUND ON THIS WEBSITE.  ALL PERSONS UNDER THE AGE OF 18 ARE DENIED ACCESS TO THIS WEBSITE. IF YOU ARE UNDER 18 YEARS OF AGE, IT IS UNLAWFUL FOR YOU TO VISIT, READ, OR INTERACT WITH THIS WEBSITE OR ITS CONTENTS IN ANY MANNER.  THIS WEBSITE SPECIFICALLY DENIES ACCESS TO ANY INDIVIDUAL THAT IS COVERED BY THE CHILDREN'S ONLINE PRIVACY PROTECTION ACT OF 1998, 15 U.S.C. 6501–6505.  THIS WEBSITE RESERVES THE RIGHT TO DENY ACCESS TO ANY PERSON OR VIEWER FOR ANY REASON. UNDER THE TERMS OF OUR PRIVACY POLICY, WHICH YOU ACCEPT AS A CONDITION FOR VIEWING, THIS WEBSITE.  WE ARE ALLOWED TO COLLECT AND STORE DATA AND INFORMATION FOR THE PURPOSE OF EXCLUSION AND FOR MANY OTHER USES.  THESE TERMS & CONDITIONS MAY CHANGE FROM TIME TO TIME.  VISITORS HAVE AN AFFIRMATIVE DUTY, AS PART OF THE CONSIDERATION FOR PERMISSION TO VIEW THIS WEBSITE, TO KEEP THEMSELVES INFORMED OF CHANGES.

PARTIES TO THESE TERMS & CONDITIONS ARE: Visitors, viewers, users, subscribers, members, affiliates, or customers (collectively referred to herein as “Visitor”) are parties to these Terms & Conditions. This website and its owners and/or operators are parties to these Terms & Conditions, herein referred to as “Website.”

Use of the Website:  By accessing this Website, you warrant and represent to the Website owner that you have read and agreed to the Terms & Conditions, Privacy Policy and Disclaimers found on this Website and that you are legally entitled to do so and legally allowed to make use of information made available on this Website.

Use of Information from this Website:  Unless a Visitor enters into an express written contract with the Website owner to the contrary, Visitor has no right to use the information on this Website in a commercial or public setting. Visitor has no right to broadcast it, copy it, save it, print it, sell it or publish any portions of the content of this Website. By viewing the contents of this Website, you agree this condition of viewing and you acknowledge that any unauthorized use is unlawful and may subject you to civil or criminal penalties. Visitor has no right to use the content of this Website or portions thereof, including the Website’s database