How to Hire Richard Keyt to Form an IRA LLC

In forming 3,600+ Arizona limited liability companies, including many that have a member that is an IRA or retirement plan, IRA LLC attorney Richard Keyt has learned how to make the IRA LLC formation process very easy.  Here’s the 6 easy steps the IRA owner must accomplish to hire Richard to form an IRA [...]

Are self-directed IRAs too good to be true?

USA Today:  “A self-directed IRA allows you to invest in things other than securities registered with state or federal authorities. For example, you can use the assets in a self-directed IRA to buy a rental property, or even as the down payment for a mortgage on a rental property.  There are restrictions, however, [...]

The Self Directed IRA – The Basics all Estate Planners Should Know

Warren Baker’s post on the WealthCounsel blog states: “Let’s assume for a moment that your client’s goal is to invest into a piece of residential rental real estate. Your client can either:  (1) request that the new custodian purchase the property directly on behalf of the IRA; or (2) direct the custodian to [...]

Can My IRA Invest in Any Type of Asset?

Question:  Can I cause my self-directed IRA to invest in any type of asset I desire?

Answer:  No.  Section 408(a)(3) of the Internal Revenue Code says that an IRA may not invest in life insurance contracts (life insurance).  The IRS also restriction investments in “collectibles.”  Here is what IRS Publication 590 [...]

The Individual 401(k)

The following article was posted by Ryan Rippy, the Business Development Manager of The Entrust Group.

Save more with an Individual 401(k) plan and expand your investment options with a self-directed account.  An Entrust self-directed Individual (k) Retirement Account gives you the maximum flexibility and financial ability in investing for your [...]

Investors Tap Into 401(k) Money Tax-Free for Business Startups

From the using your IRA or retirement account to self-direct investments department.  Bloomberg:  “Here’s how it typically works: An investor sets up a corporation, establishes a new 401(k) plan there, rolls over his or her existing 401(k) or Individual Retirement Account, and then uses part or all of the plan’s assets to buy [...]

Decoding Unrelated Taxable Income (UBTI) within an IRA

Equity Trust Company:  “If your . . . IRA owns an asset or interest that produces unrelated business taxable income (UBTI), their IRA may be subject to an unrelated business income tax (UBIT) pursuant to Section 511-514 of the Internal Revenue Code.  However, before we can address the tax, we must first identify [...]

Precious Metals for Your IRA

Ann Siford, Manager of Professional Network at Equity Trust Company writes:  “Precious metals have long been considered one of the few ways to protect assets from high inflation and economic uncertainty. Clients are investing their IRAs in gold, silver and more. . . . The only thing certain about today’s market is its [...]

Passive Real Estate Investment with a Self Directed IRA

Gene Fox, President of Triple Net Houses writes:  “The key to this unique strategy is utilizing the long-used triple net lease, which is used commonly by real estate investors on commercial properties, such as Dollar General Stores and fast food restaurants. Triple Net Houses takes that same leasing principle, but transfers it to single-family homes. [...]

Simple Commercial Real Estate Investments for Your Self-Directed IRA

Ned Coyle, Commercial RE Investment Specialist, writes:  “Have you considered investing in a commercial real estate property only to back-off because you didn’t want the management hassles? OK, fair enough. Did you then invest those funds in the stock market, perhaps a Real Estate Investment Trust (REIT) because it was the easy thing [...]

Stepping Outside the Real Estate “Box” with Self Directed Retirement Accounts

Laurie Bachelder, Principal of  NUA Advisors, LLC, writes:  “Investors tired of watching their retirement accounts ride the Wall St. rollercoaster are searching for other ways to create wealth in their retirement accounts. If you turn to most business or financial publications or websites you will find many articles about investing in real estate with a [...]

The Essentials of Self-directing Retirement Accounts

Ann Siford, Manager of Professional Network at Equity Trust Company writes:  “A self-directed IRA allows investors to directly manage their retirement portfolio, diversifying beyond the traditional mutual funds, stocks and bonds to include assets such as real estate, promissory notes, tax liens, private placements and oil/gas. . . . IRS Rules You Need to Know.

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The Hidden Dangers in IRAs

Wall St. Journal:  “Is there a Ponzi scheme lurking in your IRA?  That may sound like a bizarre question. But in recent years, a number of well-off professionals and their families have been ensnared in frauds that prey on individual retirement accounts, according to securities lawyers and firms that manage these accounts.  The [...]

How Baby Boomers are Reigniting the Housing Market

Newsweek:  “People with significant assets in their individual retirement accounts can tap that cash to invest in a retirement home, but there are many complexities involved. They have to establish a self-directed IRA with an independent trust company such as Pensco Trust and the Entrust Group.”

Cattle, Fish Business Make Up Alternative IRAs

The Street:  “Some Americans are using their Individual Retirement Accounts to invest in cattle, sports teams and restaurants, betting they can make more money than in the stock and bond markets. . . . Popular options include real estate investments and small-business loans.”

Kinky IRAs

Forbes:  “Church bonds. Mexican land. Pay telephones. Swiss annuities. Bus shelters. Gold coins. Paintings. Mortgages. Untraded stock. Bull sperm.  Bet you don’t know which five of these ten assets are permissible investments in Individual Retirement Accounts. . . . If you’re interested in unconventional assets, it’s worth boning up on the rules, because [...]

Self-Directed IRA a Good Bet?

CNBC:  “If you recently watched your individual retirement account or 401(k) drop by double digits, you may wonder if there is a better way to sock away money in an uncertain economy.  What if you could replace some of your investments with tax-deferred holdings not tied to the troubles on Wall Street? Maybe [...]

What is the Plan Asset Rule?

All IRA owners who have made self-directed investments into an IRA LLC and anybody considering do so should read Jeff Nabers’ article called “What is the Plan Asset Rule?“  This rule turns assets owned by an entity into assets that are deemed to be assets of the IRA with the consequence that any [...]