Morningstar:  “There’s a lot about the estate tax that’s up for grabs right now . . . .  many aspects of estate planning are crucial . . . such as creating a living will, naming individuals to act on your behalf if you die or become disabled, and choosing beneficiaries of your investment accounts.  To discuss some of these important concepts, I interviewed H. Susan Jones, a top estate-planning attorney based in the Chicago suburbs. In the interview, Susan discussed some of the most common pitfalls of estate planning and how to avoid them, as well as some underutilized estate-planning maneuvers.”