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Late Mortgage Payments Down Significantly

Equifax’s June edition of its National Consumer Credit Trends Report shows a sharp decline in the number of delinquent mortgage  balances.

June 27th, 2012 | Tags: , , , , | Category: Mortgage | Leave a comment

FHA Streamline Loan Requirements

If you have an existing FHA loan on your primary residence and a fairly good credit score, you may be able to take advantage of the FHA Streamlined Refinancing Program, which eliminates many of the complex steps involved in a typical FHA refinance.   No appraisal is required as long as the borrower reduces their payment [...]

June 12th, 2012 | Tags: , , , , , , | Category: Arizona Real Estate, Home Lenders | Leave a comment

Home Ownership On Decline

A big part of the American dream is slipping away as owning a home becomes more elusive for people across the country. According to a Bloomberg article, home ownership has fallen to its lowest level since 1997.

May 1st, 2012 | Tags: , , , , , , , , , , , | Category: Housing Market | Leave a comment

New Rules Aim To Help Borrowers Avoid Foreclosure

The Consumer Financial Protection Bureau’s proposed rules would require mortgage servicers to give all borrowers standardized monthly statements, warn borrowers about interest rate or insurance changes, improve record-keeping, and  give borrowers options to avoid losing their homes

The agency said it will formally propose the rules this summer and finalize them by January 2013.  Read [...]

April 10th, 2012 | Tags: , , , , , | Category: General | Leave a comment