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New FHA Loan Rules Devalue Condos

Arizona Republic:  “New federal loan-guarantee rules imposed to fend off future government losses from plummeting condominium prices have rendered condos utterly worthless, Valley real-estate experts said.  The Federal Housing Administration rules, which took effect Oct. 1, prohibit any new FHA-backed loans on condo units in projects that include more than 25 percent commercial space. . . Because of the new rules, local and national experts seem to agree that owner-occupants in half-empty condo buildings are now practically doomed to foreclosure. [Jill] Hoogendyk said the last thing Arizona’s real-estate market needs is government decisions that hinder its recovery.”

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