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Time Running Out for Home-buying Rebate

Arizona Republic:  The federal $8,000 tax credit for buying a new home expires November 30, 2009.  Because it can take four or more to close on a home after signing the contract, the practical deadline is much sooner than November 30th.  The IRS says over 38,000 Arizona home buyers have taken advantage of the credit to date.

Tax Credit Requirements

  1. The home must be the buyer’s primary residence.
  2. Close of escrow must occur by Nov. 30.
  3. The tax rebate is for 10 percent of the purchase price, up to $8,000.
  4. The home buyer can’t have owned another home in the past three years.
  5. An individual’s income must be less than $75,000 a year to receive the full rebate,; or $150,000 combined for a married couple. The credit is reduced at higher incomes.
  6. Individual buyers with yearly income above $95,000 are ineligible, as are couples earning over $170,000.
  7. The home cannot be purchased from a close relative.
  8. Buyers must live in the home for at least three years or repay the rebate.
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  3. Tax Incentives Push First-time Buyers to New Homes
  4. First Time Home Buyer Tax Credit Extended
  5. Must I Record a Document to Get the Protection of Arizona’s Homestead Exemption on My Home?
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  9. Borrowing for a Home Remains a Smart Choice
  10. Practical Advice on Arizona Residential Short Sales

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