99.  FTC v. Credit National, et al, 99 CV 07989 (C.D. Cal. filed Aug. 5, 1999)

Defendants: Credit National, Inc. and Mark Wolf, d/b/a Credit America

Type:  Guaranteed Credit Cards & Telemarketing Sales Rule

Defendants allegedly marketed "guaranteed approved" credit cards and lines of credit to consumers in print, direct mail, and Internet ads and invited consumers to call an "800" number.  Consumers who called the number were sent a packet of materials containing written guarantees of unsecured credit cards regardless of past credit history, along with applications requiring a $28 fee.  Consumers who paid the fee received various credit card applications or nothing at all, rather than the promised credit cards.